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The Housing Bubble Blog » A Reality Check In California – “Orange County economist and real estate agent gary watts predicted that if the Fed cuts continue, mortgage rates will fall on a majority of loans to 5.5 percent by Christmas.” “Yet a real estate turnaround may be slower coming to Sacramento than other parts of California, he said. It’s not going to happen overnight with you folks.
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Mortgage Timeline: How Long Does It Take to Close? – The. – Example Timeline for the Mortgage Process. Let’s say I’m planning to buy my first home, and I’m going to use a conventional home loan (i.e., not an FHA or VA loan). My mortgage timeline might look something like this: First, I schedule an appointment with a lender to get pre-approved for a loan. This is when the lender reviews my credit.