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I want to offer a few high level comments before we go to Q&A. First. loans hit the NPA status, any loan that is $1 million or more goes through an impairment test. And 70% of our NPAs have been.
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Tower Financial Corporation Reports Record Quarterly Income of $1.3 Million – Tier 1 Capital / Risk Assets 6% or more 14.02% total risk Based Capital / Risk Assets 10% or more 15.28% The non-performing troubled-debt restructured ("TDR") category consists of two loan.
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And let’s focus first on the circled numbers. Reduction in our total home lending. more than two years. And in most, if not all, instances, over that period of time no principal or interest.
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